7616 Heritage Dr Aubrey, TX 76227
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About this home
Special financing available with the Seller's preferred lender to include lower than market interest rate! Sellers are offering a flooring credit with an acceptable offer - perfect opportunity to choose your preferred style! Step inside to find beautiful ceramic tile flooring throughout the main living areas, plush carpeting in the bedrooms, and plantation shutters for timeless elegance. A light and bright open-concept layout seamlessly connects the gourmet kitchen, dining, and living spaces. The kitchen boasts granite countertops, designer backsplash, stainless steel appliances including a gas cooktop, oversized island, butler’s pantry ideal for a coffee or wine bar, pull-out drawers, and a large walk-in pantry. Stylish barn doors provide access to a flexible bonus room, while a private study with double glass doors offers the option for a third bedroom. The primary suite is a true retreat with dual granite vanities, separate shower, and spacious walk-in closet - primary opens to private sunroom - perfect for morning coffee or evening relaxation. A guest suite with upgraded closet shelving and custom library built-ins adds comfort and functionality. Practical enhancements include an attic lift with added flooring for storage, a Vacuflo central vacuum system, storm door, mudroom cabinets and automated sprinkler system! Energy-efficient solar panels add even more value. Living in Del Webb at Union Park means enjoying a vibrant 55+ active lifestyle with resort-style amenities: clubhouse, fitness center, swimming pool, pickleball, tennis, bocce ball, dog park, hike & bike trails, and over 300 social events each year. Conveniently located just minutes from Lake Lewisville, PGA headquarters, shopping, dining, and major highways including I-35, Dallas North Tollway, and Hwy 380, this master-planned community truly has it all.
Source: NTREIS #21056204
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.