7622 San Remo Trl Yucca Valley, CA 92284
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About this home
4-Bedroom, 3-Bathroom Pool Home with 2,225 Square Feet and 3-Car Garage in One of the Most Sought-After Areas of the High Desert! Just down the street from the golf course, exquisite dining, and a short drive to the center of Yucca Valley and the Black Rock Campground, this property is sure to impress. Situated in the Country Club area and nestled on over a half-acre lot with tasteful and unique custom features, this property is truly one of a kind! As you pull up, you’ll immediately notice the large driveway, three-car garage, and tile roofing. Stepping up to the custom front door, you’ll see the stone accents around the entrance, giving you a glimpse of the unique features this property has to offer. Once inside, you are greeted by a spacious and open floor plan! The tile entry, high ceilings, carpeted living area, rustic wood wall accents, and a beautiful masonry fireplace tie the space together perfectly. The large gourmet kitchen will leave nothing to be desired. Fully equipped with tile countertops, tile flooring, stone accents, and an abundance of cabinetry, it is the perfect spot for you to prepare your favorite dishes. Just off the kitchen is the exquisite formal dining room outfitted with more wood features, custom light fixtures, and a view of the oasis outside! Each guest bedroom is spacious and features ample closet space. The guest bathrooms include tile flooring, vanities, a full bathtub/shower, and a beautifully rustic design in the main guest bathroom just off the living room. The primary suite showcases a walk-in closet, rustic wood accents, a barn door, and an en suite remodeled bathroom with gorgeous rustic features, a large soaking tub, dual vanity, and a brick-tiled walk-in shower. Stepping into the backyard, you will find your own private oasis. An extended covered patio, perfect for outdoor dining, along with a gorgeous and inviting pool with a built-in spa, await you on those warm desert days. An upgraded masonry fence surrounds the backyard for added privacy. Additional features include an indoor laundry room, plenty of storage space, HVAC for heating and cooling, ceiling fans, a pantry, and so much more! Don’t miss out on this rare opportunity. Call for your private showing today before this one is gone!
Source: CRMLS #JT25164403
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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