7636 Forest Strm Live Oak, TX 78233
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About this home
Welcome home to this beautifully maintained 4-bedroom, 2.5-bath, 2,571 sq. ft. two-story gem featuring charming brick frontage, mature shade trees, and a spacious two-car garage - all with no HOA! Step inside to discover two inviting living areas, perfect for entertaining or relaxing. The open-concept kitchen and dining area is the heart of the home, showcasing a huge center island, ample counter space, and a massive walk-in pantry that conveniently includes the laundry area. Cozy up by the wood-burning fireplace in the main living room and enjoy the warmth and character it brings to the space. Upstairs, you'll find all four bedrooms, including a spacious primary suite featuring dual walk-in closets, dual vanities, and a stand-alone shower. Three secondary bedrooms offer plenty of space for family, guests, or a home office, along with a full guest bath upstairs and a half bath downstairs for convenience. Enjoy the beauty and durability of luxury vinyl plank flooring throughout the main living areas. Step out back to your covered patio, ideal for morning coffee or evening gatherings under the mature shade tree. A storage shed provides extra space for tools and seasonal items, while solar panels and a water softener add comfort and efficiency. Located just 15 minutes from JBSA-Randolph, 20 minutes to Downtown San Antonio, 15 minutes to the airport, 20 minutes to JBSA-Fort Sam, 30 minutes to JBSA-Lackland, 5 minutes to Methodist Hospital Northeast, and 8 minutes to Northeast Lakeview College. Enjoy nearby shopping and dining at IKEA, H-E-B, Target, Walmart, and more in the vibrant Live Oak area. Come experience the perfect blend of comfort, convenience, and character - this one is ready to welcome you home!
Source: SABOR #1918633
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.