764 NE 13th St Crystal River, FL 34428
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About this home
This Beautifully Maintained 3-bedroom, 2-bathroom Block Construction home is Perfectly Situated on a Corner Lot in the Desirable Crystal River FL. This Owner has put A Lot of Love into this Home. The Newly Painted Red Exterior with the Added Touch of the Shutters and Plants, Will put this Home on the Pages of Better Homes and Gardens. The New Metal Roof Just Adds a Little Extra Shine! Step Inside to Find 3 Bedrooms with Terrazzo Floors, a Comfortable Living Room, Dining Room, Kitchen Combo w/ a HUGE 23 X 11 Bonus Room off of the Garage That can be Used as Office Space, Home Gym, Playroom, Extra Bedroom, so Many Possibilities. Not to Mention Solar Assist Electric to Save you Some Money. Now Open the Slider Door to the Fenced in Back Yard for the Pets, A Shed for Storage and a Hot House for Growing Plants! Moments Away from Crystal River Schools, Shopping, Restaurants, Area Attractions Such as King's Bay, Three Sisters Springs, Fort Island Gulf Beach for Boating and Fishing, Manatees and more! Come and Make it Yours! Metal Roof 2025 Water Heater 2019 MORE PHOTOS COMING!
Source: STELLAR #OM711224
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.