7643 Red Fox Dr Evergreen, CO 80439
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About this home
MIDCENTURY MODERN MOUNTAIN HOME! Beautifully remodeled 5 bed, 4 bath, 4,225 sq ft mountain home in the coveted & convenient Evergreen Meadows neighborhood. Private, wooded 2 acre property with lovely meadow & Turkey Creek views. Light & bright open concept home with main floor living, large loft & walk-out basement. Many custom & designer touches make this beautiful home unique & charming. Fantastic renovations including hardwood floors, staircases & railings, kitchen, powder room, fireplaces, wood beams, shelving, laundry, office, wood walls & large deck. Worry free living with new & newer upgrades including Anderson windows, Generac whole house generator, well, furnace, water treatment system & hot tub. The living room showcases designer fireplace & ample windows to take in the views. Gorgeous gourmet kitchen with custom cabinets, white quartz, waterfall island, designer tile, wine fridge, subzero refrigerator & wolf stove. Open floorplan flows into dining room & onto large deck for entertaining & enjoying the views. Main floor primary suite with deck access & 5 piece ensuite bath complete with jetted tub & walk-in closet. Additional 2 bedrooms, full bath, office, powder room & laundry room (washer & dryer included) are conveniently located on the main floor. The open loft with custom fireplace is the perfect game room with pool table included. Bedroom with built-ins, currently used as office, is located upstairs as well. The walk-out basement is great for multigenerational living. The family room features custom built-in shelving & access to lower patio. Lower bedroom (with closet in bathroom), full bath & versatile bonus room for gym, crafts or storage complete the lower level. Fenced yard for your furry friends. Storage shed & newer hot tub. Attached 2 car heated garage. Septic is 3 bedrooms - 6 people. County maintained roads & school bus route. Enjoy peaceful, private mountain living with easy access to 285, 73, shopping, restaurants & schools!
Source: RECO #9072991
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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