765 Keel Line Dr Crowley, TX 76036
Your savings
About this home
Spacious 5-Bedroom Home with Open Living, In-Law Suite, and Backyard Retreat Welcome to 765 Keel Line Drive, where comfort, style, and functionality come together in a home built for both everyday living and memorable moments. From the moment you step inside, you're greeted by an open-concept layout that invites connection. The spacious living room flows seamlessly into a modern kitchen featuring rich granite countertops, a large island perfect for casual breakfasts or evening conversations, and beautiful tile flooring that ties the space together. The generous dining area offers room for hosting large gatherings, while also providing space for a dedicated home office, just as the previous owner enjoyed. Downstairs, a private bedroom and full bath offer the perfect setup for an in-law suite or guest space, giving your loved ones both comfort and privacy. Upstairs, the open loft creates a flexible area ideal for a kids’ game room or media space. The seller is even offering the pool table for sale, making it easy to start creating memories right away. Step outside and imagine summer nights under the covered back porch, with string lights overhead and the grill sizzling nearby. The enclosed sitting area lets you unwind in the shade with a drink in hand while friends and family gather around. Whether it's backyard barbecues, late-night chats, or quiet mornings with coffee, this outdoor space is built for enjoyment. The seller is also offering the outdoor furniture for sale, giving you the option to make it turnkey ready. This is more than a home... it’s a place for moments, milestones, and memories. Located in a desirable Crowley neighborhood, it’s ready for its next chapter. Will it be yours?
Source: NTREIS #20981391
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.