7650 Heavenly Arbor San Antonio, TX 78254
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About this home
*OPEN HOUSE NOV 1ST & 2ND 11AM-2PM* *ASSUMABLE VA LOAN @ 3.99% RATE* Welcome to 7650 Heavenly Arbor, nestled in the desirable Cross Creek community on San Antonio's Northwest side. This charming two-story home offers 3 bedrooms, 2.5 baths, and a versatile bonus room downstairs-perfect for an office, playroom, or flex space. The inviting open-concept layout showcases wood-look tile flooring throughout the main areas and a beautifully designed kitchen that exudes modern farmhouse style. Enjoy quartz countertops, subway tile backsplash, black hardware and fixtures, and a brand-new stainless steel stove-ideal for entertaining or cooking your favorite meals. Upstairs, you'll find all bedrooms along with a spacious loft area and a conveniently located laundry room, eliminating the hassle of carrying laundry up and down the stairs. The serene primary suite offers comfort and privacy, while the secondary bedrooms are well-sized for family or guests. Step outside to your private backyard oasis overlooking a peaceful greenbelt-perfect for relaxing on your patio and enjoying quiet evenings. Located just minutes from Alamo Ranch Shopping Center, Casablanca Theatre, HEB, and major highways including Loop 1604, Hwy 151, and FM 1560, this home combines comfort and convenience. Outside city limits-this property qualifies for USDA financing with $0 money down! Don't miss your opportunity to own this move-in ready home in one of the most sought-after areas of Northwest San Antonio.
Source: SABOR #1914835
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.