7669 Fife Ln Port Republic, VA 24471
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About this home
Wake up each morning to breathtaking views of not just one, but three different mountains—right from the front of your home. This 3-bedroom, 2-bath retreat is designed for both comfort and connection, with an open floor plan that brings the kitchen, living room, and family room together for effortless living and entertaining. The kitchen features sleek quartz countertops, perfect for preparing meals while still being part of the conversation. In the family room, a warm fireplace is flanked by custom bookcases—one of which opens to reveal a hidden room, an unexpected touch of magic for extra storage or a secret getaway. The spacious primary suite is your sanctuary, complete with a garden tub for soaking after a long day. Two additional bedrooms provide plenty of space for family, guests, or a home office. Step outside and experience the lifestyle this property offers: 2.68 acres with a fenced area and its own animal building, ready for your horses. Gather around the fire pit with friends under the stars or host summer barbecues on the large back deck. For travelers, the full RV hookup—with water, sewer, and 50-amp electric—makes welcoming guests or setting off on adventures easy. Whether you’re dreaming of a small homestead, a private mountain-view retreat, or a place to entertain and make memories, this home has it all. Call to schedule your appointment today!
Source: BRIGHT #VARO2002628
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.