7682 SW 89th Ct Ocala, FL 34481
Your savings
About this home
MOTIVATED SELLER! Welcome home to this beautiful Sunflower model located in the much sought after community of Weybourne Landing, On Top of the World. This 3 bedroom, 2 bathroom, 2 car garage smart home with Alexa and Ring doorbell home, built in 2023, boasts over $35,000.00 in upgrades. The home features 9.4 foot ceilings, 6 panel doors, crown molding, modern 20x20 tile flooring, a beautiful open kitchen with quarts countertops, maple riverrock color cabinets with crown molding and a spacious 8 foot, 9 inch island, perfect for prepping food, dining and entertaining. Added features include stainless steel appliances, lazy susan corner cabinet, upgraded backsplash, custom pendant lighting, and under cabinet lighting, as well as a large pantry with an exceptional amount of storage space. The primary bathroom includes a dual sink vanity and an oversized walk-in shower with seating and grab bar. The spacious walk-in master closet wraps all the way through to the laundry room for your convenience and adds to the overall functionality of this beautiful floorplan. This beautiful home is a must see- set up your private showing today! Weybourne Landing has the lowest HOA fees in OTOW at just $220.75 per month! Beautifully landscaped front and back yards. The community offers walking trails, dog park, club house, access to town square, curbside trash, recycling and debris pickup, miniature golf, 6 pickleball courts, heated swimming pool with lap lanes, fitness center, and for an annual fee, the On Top of the World amenities can be added.
Source: STELLAR #OM709772
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.