76835 Oklahoma Ave Palm Desert, CA 92211
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About this home
MOUNTAIN VIEWS! NO HOA! SOLAR! Discover a perfect blend of comfort, style, and efficiency in this beautifully renovated 3-bedroom, 2-bath single-family home, ideally situated in the sought-after Palm Desert Country Club. Whether you're looking for a refined family residence or a premium investment property, this desert gem offers elevated living in every detail. Freshly updated with new designer paint and plush carpeting, the home features a light-filled open floor plan designed for effortless entertaining and everyday luxury. The inviting living and dining areas flow seamlessly into a well-appointed kitchen, while the spacious primary suite offers a peaceful retreat with a private en-suite bath and generous closet space. Step outside to your own private front yard sanctuary, where a spa/hot tub invites relaxation under the stars. The expansive outdoor space is ideal for al fresco dining, play, or hosting gatherings in true resort style. A rare and valuable feature, the oversized two-car garage offers ample room for vehicles, plus additional space for a golf cart, workshop, or storageperfect for both growing families and savvy investors. Enjoy substantial energy savings with the leased solar panel system, offering both eco-conscious living and lower utility costs, particularly during the summer months. As an added benefit, there is NO HOA, allowing for more savings! Nestled near world-class golf, schools, shopping, and dining, this home delivers a premier desert lifestyle with the potential for strong rental income or year-round enjoyment. Experience the perfect balance of elegance and function in this Palm Desert Country Club retreat. Schedule your private showing today!
Source: CRMLS #25578433PS
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.