7703 S West Shore Blvd Tampa, FL 33616
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About this home
Price Reduced!! Assumable mortgage at 3.25%. Whether you're active-duty military PCSing or simply seeking a smart move, this is your perfect spot, just five minutes to MacDill AFB gates! Tucked away on a peaceful dead-end street in the sought-after Port Tampa City neighborhood, this Ashton Woods two-story home blends comfort, function, and location. With no through traffic and a charming covered front porch, the setting feels calm and welcoming. Just minutes from top South Tampa dining, shopping, and waterfront fun. The neighborhood is known for its friendly weekend gatherings! Inside, enjoy 2,227 sq. ft. of well-designed living space featuring 3 bedrooms, 2.5 baths, and tall ceilings that create an open, airy feel. The front flex room works great as a formal dining space or home office. The large family room connects seamlessly to the heart of the home: a modern kitchen with granite countertops, Samsung Smart stainless appliances (2024), central island, breakfast bar, and custom closet pantry - ideal for everyday life and entertaining. Upstairs, the spacious primary suite is a true retreat with a garden tub, walk-in shower, dual granite vanities, and two walk-in closets. Just outside the suite is a full laundry room with sink and storage cabinets. (Samsung washer and dryer may be negotiated.) A loft area offers bonus space for a home office, playroom, or media room. Two additional bedrooms easily fit queen beds and share a guest bath with dual sinks and a tub. Out back, enjoy a large fenced yard ready for a pool or your outdoor living vision. A full two-car garage provides extra overhead storage, and mature landscaping adds great curb appeal. Major updates bring peace of mind: New roof (2025) with Owens Corning TruDefinition Duration shingles, installed by a Platinum Preferred Contractor with transferrable Platinum Protection Warranty, Carrier HVAC system (2018), New Water Heater (2025), Active FEMA flood insurance coverage No impact from 2024 storms With quick access to Bayshore Blvd, Downtown Tampa, Tampa Intl & St. Pete airports, plus St. Pete and Clearwater beaches, this home checks all the boxes for modern South Tampa living.
Source: STELLAR #TB8401650
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.