7711 25th Ave W Bradenton, FL 34209
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About this home
Welcome to your NW Bradenton oasis, a true gem offering the best of Florida living. This stunning 5-bedroom, 3-bathroom updated home is perfectly situated just five miles from the pristine beaches of Anna Maria Island, placing you at the heart of coastal paradise. Tucked away in a peaceful neighborhood right off of Palma Sola Bay, this property is centrally located for ultimate convenience, with easy access to shopping, dining, and entertainment. This is a fantastic opportunity for both a luxurious full-time residence and a savvy rental investment, as it is not in a flood zone and has a proven track record with a total rental income of over $80,000. The home can be sold fully or turnkey furnished (brand new furnishings), providing a seamless transition. With over $100K in updates, the home has been transformed with new lighting and fans, a completely refreshed primary and hall bathroom, and a full interior and exterior paint job, and so much more – see attached improvements list. Step into your private backyard retreat featuring a brand-new, screened-in lanai surrounding a heated, saltwater pool and spa. The incredible landscaping creates a lush, tropical setting with multiple fruit trees and a new drainage system, perfect for entertaining or relaxing. For those seeking a permanent residence, the home is zoned for an excellent school district, making it a perfect choice for families. It has been meticulously updated with a new AC just installed and a new pool pump in 2025, ensuring that major systems are in top condition for years to come. Investor alert – over 30K in upcoming rental income! This is a rare opportunity to own a piece of paradise in a prime location.
Source: STELLAR #A4664233
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.