7716 Harmony Dr Fort Worth, TX 76133
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About this home
RECENTLY UPDATED HOME in sought after Meadows Addition of Fort Worth. A BRAND NEW HVAC SYSTEM just installed about a month ago and Sprinkler System Recently updated and tuned. Raised Ceilings in Living Room, Dining Room & Master Bedroom creates large voluminous space. Enjoy this Open Concept home with covered rear patio, & good sized yard. This one features a wood burning fireplace in the living room, Wood looking Luxury Vinyl Plank Flooring in all the bedrooms, halls, Closets, Dining & Living Room. Primary Bedroom has a separate tub & Shower & His & Hers Walk In closets. Tucked away in a partial cul-de-sac, this one has privacy and a separate private front area for a special garden or to just hang outdoors. Wake up and have your coffee in the Breakfast Area with breakfast bar that has a large window for lots of natural lighting & Built in Cabinets & Shelving. Near lots of shopping, Lake Benbrook, and about 15 min. to Downtown Fort Worth. One Block to Elementary School & just minutes to 35W, IH20 & Chisholm Pkwy
Source: NTREIS #21064259
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.