7716 W Summer Sky Dr Tucson, AZ 85743
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About this home
Welcome to this gorgeous 4-bedroom, 2.5-bath home in the highly sought-after Continental Ranch neighborhood. As you step inside, you'll be greeted by a formal living and dining area with soaring ceilings and a stunning staircase, beautiful window shutters throughout, lovely wood flooring upstairs and NO carpet! The open floor plan is perfect for entertaining and family gatherings. The eat-in kitchen, which features granite countertops, stainless steel appliances, and a sink water filtration system, flows seamlessly into the family room. Retreat to the spacious primary bedroom, complete with an en-suite bathroom that includes a double vanity, granite countertops, an updated walk-in shower, and a walk-in closet. The spacious backyard features a screened in porch and a Tuff Shed with electricity and insulation, which can easily be converted into a ''man cave,'' or ''she shed." This home is as practical as it is beautiful. Enjoy significant savings on your utility bills with owned solar panels. The roof and HVAC system were both replaced just two years ago, offering you peace of mind and long-term value, and an added bonus of a water softener system. Living here means you'll have access to fantastic community amenities, including two swimming pools, multiple parks, tennis and basketball courts, and a skate park. The location is unbeatable, placing you just minutes from the Arizona Pavilions Shopping Center, excellent schools, and a variety of restaurants. Ready to see it in person? Schedule your showing today.
Source: SOUTHAR #22522960
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.