7728 Rutgers Cir Unit 153 Fairburn, GA 30213
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About this home
Welcome to 7728 Rutgers Circle - a beautifully maintained end-unit townhome in a highly sought-after Fairburn community! This spacious 3-bedroom, 2.5-bath home combines modern comfort with everyday convenience. The inviting open-concept main level features elegant hard surface flooring, coffered ceilings, and a cozy fireplace - perfect for both relaxing and entertaining. The chef-inspired kitchen showcases 42-inch cabinets, granite countertops, stainless steel appliances, a stylish tile backsplash, and a large island with seating for casual dining. Upstairs, enjoy a versatile loft space ideal for an office, media room, or additional entertaining area. The oversized primary suite serves as a true retreat, offering a sitting area, a spa-style bath with a separate soaking tub and shower, and an expansive walk-in closet. Step out onto your private Juliet balcony to enjoy morning coffee or unwind after a long day. Additional highlights include a two-car garage, ample storage, and a welcoming front porch that adds curb appeal. The home is located within a well-maintained neighborhood with an active HOA that fosters a strong sense of community. Conveniently positioned near Interstate 85, this home offers quick access to Hartsfield-Jackson Atlanta International Airport, Trilith Studios, and a variety of shopping and dining destinations in Fairburn, Peachtree City, and Fayetteville. Exciting new developments like Meadow Glen Village are just minutes away, bringing even more retail, entertainment, and lifestyle options to the area. This move-in-ready home is priced to sell - offering exceptional value for buyers seeking space, style, and a prime South Fulton location. Don't miss your opportunity to make 7728 Rutgers Circle your new address!
Source: GAMLS #10634356
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.