7774 Sail Clover Ln Zephyrhills, FL 33540
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About this home
Motivated Sellers – Turnkey DR. Horton “Cali” Model (2022) This beautiful one-story, 4-bedroom, 2-bath pond view home built in 2022 by DR.Horton is now available. The current owners are relocating and highly motivated—don’t wait for new construction when this like-new home is move-in ready. Featuring 1,846 sq ft of open-concept living space on a 5,663 sq ft lot with a two-car garage and block/stucco construction. Cali Model Highlights & Community Amenities The Cali model offers a modern, spacious design ideal for family living and entertaining. Inside, enjoy a carefully laid-out floor-plan. Step outside to savor the resort-style amenities of the Abbott Park community: take a swim in the rolling-hills community pool or stroll neighborhood sidewalks—perfect for daily enjoyment and social gatherings. Ideal Location & No Construction Wait Situated in Zephyrhills’ Abbott Park subdivision, the property provides easy access to major roadways while offering serene pond views and a calm, family-friendly environment. With the home complete and no construction delays, it’s a seamless opportunity for a new family to move in immediately—schedule your showing today and secure a beautifully maintained, modern home without the back-delays of new builds.
Source: STELLAR #TB8398722
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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