77801 Chandler Way Palm Desert, CA 92211
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About this home
Price just reduced! Great Value for Beautiful Renovated Palm Desert Home with low HOA!A customized modern re-imagined home comprehensively renovated in 2022 with owned solar. Perfect for your desert home or getaway! Inspired by world-class Palm Springs modernism, this home is complete with countless updated amenities and ready to enjoy as the work has been done! Anchored by beautiful durable bamboo flooring that compliment this sleek property. Whether you are a gourmet cook, a foodie, or just want to enjoy a large sleek expansive kitchen with quality white cabinetry accented by Absolute Honed Black Granite counters said to be the deepest black of all stones with stainless appliances including a professional NRX Gas Stove, large refrigerator, built-in microwave in coordination with large custom island. Gorgeous white subway tiled backsplash and walls. Featuring a custom envisioned multi-purpose room that can be used as a third bedroom, office, a guest room or your choice!Featuring two fully custom bathrooms featuring Carrera marble flooring with modern vanities. extended shower including pebble shower flooring in primary bathroom suite.Enjoy special upcoming fall & winter nights with built-in electronic fireplace glowing in colors of your choice. Owned solar system along with cool HVAC air conditioning and warm heating. Large two car garage with built-in work bench. Easy yard maintenance with newer installed front desert landscape sustainable yard surfaced by decomposed granite and sustainable plants irrigated by newer efficient irrigation. Rear yard beyond large rear patio includes large privacy bushes.Newer double pane efficient and quiet windows and sliding glass doors, great for insulation and enjoying quiet surroundings.One of he best values of any HOA in the area at $180.00 per month including swimming pool, tennis court and clubhouse area along with gated entrance and street maintenance. Electricity is all underground.Located in the central part of the Coachella Valley with highly rated schools, walking distance to stores, restaurants, and so much more. Just minutes from the Indian Wells Tennis Garden, Acrisure Arena, Coachella and Stage Coach Music Festivals and Highway 10 and Highway 111.An outstanding high quality property at a great value!
Source: CRMLS #219135486DA
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.