78 Barr Lake Cir Divide, CO 80814
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About this home
Charming Log Home in Desirable Highland Lakes!! Welcome to your serene mountain retreat! This beautiful log home is nestled among the trees in the highly sought-after Highland Lakes community. Situated on a quiet cul-de-sac, this property offers the perfect balance of privacy and convenience—just minutes from the shopping, dining, and amenities of Divide. Step inside to discover a warm and inviting open-concept main floor, ideal for entertaining or relaxing. The spacious living room features a newer pellet stove, while the formal dining area flows effortlessly onto connected decks and porches—perfect for soaking in panoramic mountain views, spotting local wildlife, or simply enjoying the peace and quiet of nature. The kitchen is complemented by a tall ceiling modern appliances and plenty of cabinet space. The versatile laundry room/pantry area complete with a full sink and beverage station. Recent updates blend modern convenience with rustic charm, creating a cozy yet refined living space. Upstairs, a log-beamed staircase leads to a spacious loft—ideal for a home office, reading nook, or workout area. The primary suite includes a luxurious 5-piece bathroom with heated towel racks and a walk-in closet. The finished basement offers two additional bedrooms and a full bathroom, providing ample space for all of your additional housing needs. Outside, the expansive lot features walking paths, a 27x11 workshop, and inviting outdoor spaces perfect for picnics, sunbathing, or simply enjoying the mountain air. There’s room for your vehicles and outdoor toys with an attached garage and additional space for RV or trailer parking. Residents of Highland Lakes enjoy access to fishing lakes, scenic trails, breathtaking views, and a community-managed water association. Whether you’re looking for a full-time residence or a tranquil vacation getaway, this must-see home offers the perfect mountain lifestyle. Schedule your private showing today!
Source: PPMLS #8005026
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.