7803 Hathaway Ln Killeen, TX 76542
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About this home
Modern comfort meets timeless charm in this beautifully maintained 4-bedroom, 2-bath treasure ready to welcome you home! From the moment you step inside, you’ll be greeted by soaring ceilings, rich tile floors, and an open-concept layout that’s perfect for both relaxing and entertaining. The chef-inspired kitchen features sleek stainless-steel appliances and plenty of counter space for home-cooked meals or hosting gatherings. Each bedroom offers plush carpeting and cozy comfort, while the spacious primary suite is your personal retreat complete with a spa-style ensuite, double vanity, and walk-in shower designed for ultimate relaxation. Step outdoors and enjoy the Texas sunshine in your large private backyard, ideal for weekend BBQs, kids’ playtime, or quiet evenings under the stars. Perfectly positioned minutes from Fort Hood, Central Texas College, Killeen-Fort Hood Regional Airport, and a variety of shops, restaurants, and medical facilities, this home offers convenience and community all in one. Whether you’re a first-time buyer, military family, or simply searching for a fresh start in Central Texas, this home truly has it all comfort, location, and style. Come see it today and fall in love at first sight!
Source: CENTRALTEXAS #585365
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.