7804 Keepsake Ln Flowery Branch, GA 30542
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About this home
**MASTER ON MAIN in STERLING ON THE LAKE** Welcome home to one of Flowery Branch’s favorite communities! This 4-bedroom, 2.5-bath home offers 2,560 square feet of open, comfortable living space designed for everyday life and easy entertaining. The main level features a bright two-story great room filled with natural light, a cozy fireplace, and seamless flow into the dining area and kitchen. The spacious primary suite on the main floor includes an updated bath and generous closet space. Upstairs, you’ll find three additional bedrooms and a full bath—perfect for family, guests, or a home office. Enjoy peaceful mornings on the rocking-chair front porch or unwind on the covered patio overlooking a private, fenced backyard. The unfinished basement offers endless possibilities for future living space or storage. Located in South Hall's premier Lake community, Sterling on the Lake, where residents enjoy resort-style amenities that include: four swimming pools, multiple tennis and pickleball courts, walking trails with waterfalls, multiple playgrounds, a community treehouse, and a 24-hour fitness center as well as a public Library with cafe!! This community is very golf cart-friendly! Hop in and ride around to see the beautiful sunset or take everyone to one of the many pools or playgrounds! Conveniently located near great shopping, dining, and parks, with sought-after Spout Springs Elementary just minutes away.
Source: FMLS #7655323
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.