781 Dinner St NE Palm Bay, FL 32907
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About this home
VACANT & MOVE-IN READY!! This beautifully updated 4-bedroom, 2-bath, 2-car garage home offers 2,083 sq ft of well-designed living space. Inside, you'll find fresh interior paint, new carpet in all bedrooms, and the peace of mind that comes with a newer roof. The thoughtful split floor plan greets you with a welcoming foyer, vaulted ceilings, a front family room, a formal dining area, and a spacious living room at the rear of the home that's perfect for both entertaining and everyday living. The open kitchen is designed with style and function in mind. It features updated cabinetry, granite countertops, stainless steel appliances including a brand-new range and dishwasher, a breakfast bar, pantry, and a cozy eat-in nook overlooking the living space. The large primary suite is a true retreat with double walk-in closets, dual granite vanities, and a soaking tub. The additional bedrooms are served by an updated hall bath with a granite vanity. Step outside and enjoy a fully fenced back- yard surrounded by lush, mature tropical landscaping, creating the ideal setting for relaxing, playing, or hosting gatherings.This home blends comfort, flexibility, and peace of mind, making it ready for your next chapter. Schedule your private showing today or contact us for more details.
Source: BREVARDMLS #1049621
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.