7812 Blue Water Ln Castle Rock, CO 80108
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About this home
**NO MORTGAGE PAYMENTS UNTIL MARCH!** Brand New Updates from Top to Bottom + a Professionally Finished Basement!!* Brand New Roof! Brand New Water Heater! Brand New Freshly Sanded & Stained Real Hardwood Floors Throughout the Entire Main Level! Brand New Interior Paint Throughout! Brand New Upgraded Lush Carpet & Pad! LOWEST PRICE PER SQ FT IN ALL OF PARKER & CASTLE ROCK! Gourmet Kitchen w/ Double Oven, 5 Burner Glass Cooktop, Rollout Drawers in Upgraded Cabinets, Slab Granite Countertops, a Huge Island, Large Walk-in Pantry and Upgraded Black & Stainless Appliances! The LG Thin Q Refrigerator even has Gourmet Ice Cubes! Several Brand New Custom Light Fixtures throughout! Awesome Floorplan with 5 bedrooms, 4 bathrooms, a Huge Loft, a Main Floor Study, & A Professionally Finished Basement! The Main Floor Study has Beautiful French Doors (or could be a 6th Bedroom)! Primary Suite Has a 5-PC Bath & a Walk-in Closet! Convenient Upper Level Laundry Room! The professionally finished basement adds over 1300 SQ FT of Living Space - including a Spacious Family Room/Rec Area, a Bedroom, Bathroom, and Plenty of Storage! Nice & Brand New Epoxy Coating on Garage and Storage Floors! All Windows were Just Professionally Cleaned! Sprinkler System Front & Back! Central A/C! Can't decide between Parker and Castle Rock? Here you're just 3 minutes to Parker Road, 13 minutes to I-25, and conveniently located between Castle Rock (14 min to Riverwalk) and Parker (15 min to Mainstreet) with grocery stores only 12 minutes away. Cobblestone Ranch has Fantastic Amenities! - Including a Clubhouse, Community Pool, Scenic Walking Trails, A Large Park, Tennis Courts, Pickleball, Playground AND the HOA Organizes Many Engaging Community Events! Great Location -equal distance to Castle Rock OR Parker! Awesome Local Schools!…From the Elementary School to the High School! THE LIST GOES ON…
Source: RECO #6520145
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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