7817 Alhambra Dr Bradenton, FL 34209
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About this home
Welcome to your personal tropical retreat in the heart of Palma Sola Park—one of Bradenton’s most beloved waterfront communities. This beautifully updated 2-bedroom, 2-bath, 2-car garage coastal home blends laid-back luxury with thoughtful upgrades and a lifestyle that’s truly unmatched. From the moment you arrive, you’ll be drawn to the newly completed pool and patio deck (2024), designed as a true outdoor oasis. The pool features brand-new coping, tile, and all-new equipment, including a salt cell, heat and cool pump, filter, and skimmer—all installed in 2023. The highlight of the backyard is the incredible custom-built Tiki Bar (2023), crafted with real palm fronds and designed to entertain. Seating up to 12 guests comfortably, the bar is fully equipped with electric, air cooling, and a mounted TV, creating a year-round resort-style experience right in your own backyard. Inside, the home continues to impress with clean coastal finishes and modern functionality. The kitchen is bright and welcoming, with white cabinetry, quartz countertops, stainless steel appliances, and convenient slide-out pantry drawers. A built-in banquette offers the perfect casual dining spot, in addition to a more formal dining area. Both bathrooms are updated with quartz countertops and coastal-inspired cabinetry, including charming manatee cabinet knobs that add a playful touch. Storage is abundant throughout thanks to custom California Closets, and peace of mind comes easy with all-new plumbing (2023), a new roof (2022), and impact-resistant windows and sliding glass doors that let the natural light pour in. Outside your door, Palma Sola Park offers a rare combination of natural beauty, community connection, and freedom—with no HOA restrictions. The neighborhood is golf-cart friendly and rich with character, where you’ll often see neighbors walking pets, fishing at the basin, or gathering to watch the sunset over Palma Sola Bay. Residents have optional access to a private marina and club, and the community hosts monthly events, outdoor movies, yoga, and more in its five welcoming parks. Whether you're looking for a peaceful full-time residence, a weekend getaway, or a savvy investment property, this home offers it all—just 5.5 miles from the sugar-sand beaches of Anna Maria Island. This isn’t just a home—it’s a turnkey coastal lifestyle. Come see it for yourself. Your waterfront sanctuary awaits.
Source: STELLAR #TB8428990
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.