7847 Stonebrook Cir Wesley Chapel, FL 33545
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About this home
Exceptional, MAINTENANCE-FREE living starts HERE at Stonebrook in Watergrass! Your new home awaits in the Villas of Stonebrook, a maintenance-free village of the resort-amenity rich community of Watergrass. Your new home has an extra wide lot and a stunning pond view. Single story floor plan with tile flooring has ample living space and 3 bedrooms + a great outdoor lanai space. The Siesta floor plan has a 3 way split of the rooms with the central living areas staying open and accessible to all. Enter into the living area with bright glass sliders to your outdoor views. The kitchen and dining area seat a table of 4-6 comfortably and 3 additional seats at the island. Stainless steel appliances and a closet pantry make for a great space to cook and stay connected to the rest of the home. The primary suite also faces the stunning back yard water views. Large walk-in shower, dual sinks, and walk-in closet make this living area a great retreat from the other bedrooms. Bedroom 2 is situated toward the front of the property next to bathroom 2 with tub and shower. Bedroom 3 sits centrally to the home and can also be used as an office, flex space, play area, work out room- the options are endless for you! Another spacious walk-in closet is in bedroom 3. The Watergrass community prioritizes recreation and amenities for its residents. Events throughout the year, a playground and park/green space in every village, and not one but two amenity centers. Play tennis year round or work out at the Watergrass Club. Our clubhouse has a resort pool and 6=lane Jr Olympic lap pool, tennis courts, fitness center, work/meeting space, and full kitchen. The resort pool will be heated during the cooler Florida months for year-round enjoyment. Prefer pickleball and a picnic? We've got you! Promenade Park is where our third pool can be found, dog park, splash pad, outdoor pavilion, and picnic/playground/park areas PLUS we are adding two pickleball courts! Our amenities put a focus on our community but in case you still needed more, venture down Overpass Rd for everything you need close by! CircleK, Starbucks, Publix, Chase Bank, GoodVets, Nail Salons, Chick Fil-A, Florida Medical Clinic, and more retailers coming soon. There's truly not much they left out. Be 10min from I-75 highway access to our beautiful Gulf beaches and downtown Tampa attractions, or just stay close to home and enjoy all Watergrass has to offer. We welcome YOU to Watergrass!
Source: STELLAR #TB8431431
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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