7869 Solstice Way Castle Rock, CO 80108
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About this home
Sapphire Pointe home with FINISHED basement. Great for generational living or just having more space to yourself, it's like having two homes for the price of one! This two-story home is situated with everything needed in a home: living/dining room, office/flex space, great room, 4 bedrooms and 4 baths all in the main & upper level while the finished basement offers a full great room, kitchen, dining area, custom 3/4 bath & 2 bedrooms. This home sits on an east facing corner which allows you to have plenty of sunlight throughout the day. The office/flex room w/French doors is a great space for those who work from home, or it can be used for endless ideas & features a double-sided fireplace w/great room. This open floor plan features hardwood floors, granite countertops w/backsplash, bay window, walk-in pantry, some new windows, reverse osmosis & new refrigerator. There are 4 bedrooms located on the top level for those who need to keep their loved ones close & 2 bedrooms in the basement if you need that separation for your sanity. The primary bedroom offers a double-sided fireplace, executive walk-in closet & large tub. The finished basement is a garden level with large windows that will allow full south sun exposure to make the basement light and bright. Both the main level great room and the basement great room have full surround sound for your movies and music. The front of the home is equipped with a full patio and the backyard with newly stained deck for the summer BBq's and small basketball court. Sapphire Pointe community offers a pool, clubhouse, Gemstone Park, trails and is within minutes of restaurants, shopping, I25 and Parker. Checkout the video of Sapphire Pointe's amenities. https://www.dropbox.com/scl/fi/sep4o8hsv90ugbbr5i808/Sapphire-Point-Community-Video.mov?rlkey=6b2870k73czt7o7l1e2691o4e&e=2&st=0gwwqhgf&dl=0
Source: RECO #7277300
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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