7896 Old State Rd Menlo, GA 30731
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About this home
Perched atop the West Brow Cliff, with a very unobstructed west view of Alabama Mountains, this one-of-a-kind property offers a cabin and tiny home on 2.24 acres. Many possibilities and potential for adding rentals. Could be a rock climbers dream! The main home is a custom, artsy retreat with three spacious bedrooms, 2 bathrooms, a loft, and soaring ceilings that fill the home with natural sunlight. Besides a mini split and gas fireplace to keep you comfortable the 4-season sunroom supports mountain views year-round. Also includes an open air back porch to enjoy good weather with the perfect balance of comfort and mountain charm. The front porch features a hot tub, while outside you'll find an above-ground pool with pool house and large deck ideal for entertaining. The rock cliffs along the brow provide an inspiring vantage point, where each day brings a new scene-brilliantly clear skies, rolling clouds, and ever-changing views of the valley below. Beneath the home, you'll find a garage and workshop space perfect for storage or projects. The grounds are just as impressive, with raised bed gardens, a variety of fruit trees, a greenhouse, and thoughtfully designed drainage improvements throughout. The property also includes a separate 1-bedroom, 1-bath home with kitchen, living room, and loft, offering incredible options for a family compound, guest space, or income-producing rental. Two detached pole barns, a storage shed, circle drive, and even caves for rock climbing enthusiasts enhance this unique mountain escape. With new mini splits, additional insulation, and encapsulated crawlspace, this property blends modern updates with timeless natural beauty. Whether you're seeking a private retreat, an entertainer's paradise, or an investment opportunity, this remarkable property on the brow delivers it all. Call to schedule a private tour today 706-734-4414
Source: GAMLS #10587974
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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