7913 Fitzroy St Alexandria, VA 22309
Your savings
About this home
Motivated sellers - Welcome to this charming single-family home in sought-after Mount Vernon Valley—where comfort meets convenience! Thoughtful updates make it truly move-in ready, from hardwood floors upstairs and tile floors downstairs to freshly painted spaces (May 2025) and new lighting fixtures (May 2025). Recent upgrades also include a newly paved driveway (April 2025), updated blinds (2021/2025), and stylish new shutters (2024). Peace of mind comes with a completely replaced circuit breaker panel and inspection (Jan 2024), new GFCIs (Jan 2024), a refreshed upstairs bathroom ceiling and reglazed tub (2024), plus a replaced front door and storm door (2022). Everyday living is elevated with a newer dishwasher (2020) and stove (2021), along with a beautifully landscaped yard (Summer 2024) and improved backyard drainage (2021). Enjoy easy access to restaurants, shops, and amenities along Richmond Highway. There are several nearby parks, including Huntley Meadows Park, Muddy Hole Farm Park, Woodlawn Park, and Mt. Vernon Woods Park. Convenient commuting with close proximity to Fort Belvoir, public transportation, and easy access to major commuter routes. Mortgage savings may be available for buyers of this listing.
Source: BRIGHT #VAFX2268426
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.