7922 Las Palmas Dr Oak Hills, CA 92344
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About this home
Welcome to this stunning property located at 7922 Los Palmas Rd, Oak Hills, CA. This beautiful 5-bedroom, 2.5-bathroom home boasts an expansive 3,133 square feet of living space, offering plenty of room for both relaxation and entertainment. As you approach, you'll be greeted by a well-manicured front yard, showcasing the care and attention to detail given to this home. Situated on an impressive 88,192 square foot lot, this property offers endless possibilities for outdoor activities, gardening, or future expansion. Inside, you'll find soaring high ceilings that create a sense of openness and light throughout. The thoughtfully designed layout is ideal for both comfortable family living and hosting guests. The spacious living areas flow seamlessly, offering a perfect balance of warmth and elegance. The gourmet kitchen is a highlight, featuring sleek countertops and a beautiful pantry that includes a convenient coffee bar for your morning routine or entertaining guests. This pantry offers generous storage space, keeping everything organized and accessible, making it a dream for any home chef. With five generously sized bedrooms, including a luxurious master suite, this home provides ample space for your family’s needs. The 2.5 bathrooms are beautifully appointed with modern fixtures and finishes, offering both style and functionality. For ultimate relaxation, step outside to the hot tub, where you can unwind and enjoy the serene surroundings. Whether you're soaking in the warmth after a long day or entertaining friends, this feature adds an extra touch of luxury to the property. Additionally, this home comes equipped with fully paid-for solar panels, providing energy efficiency and long-term savings, all while contributing to a more sustainable lifestyle. Whether you’re enjoying the tranquility of the expansive lot, relaxing in the comfortable interior, or taking advantage of the prime location in Oak Hills, this property is a true gem. Don’t miss the opportunity to make this remarkable house your new home! HIGHLIGHT*** The backyard has been newly landscaped with fresh, low-maintenance turf and a planter bed that runs along the full perimeter of the yard. Newly planted palms add vertical interest and a warm desert aesthetic, while updated landscape lighting creates an inviting ambiance in the evenings. It’s the perfect setting for outdoor dining, lounging, or simply enjoying peaceful time at home.
Source: CRMLS #CV25078032
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.