7933 Skyview Blvd Navarre, FL 32566
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About this home
Welcome home to this well-maintained and upgraded 3-bedroom, 2-bath brick home in the heart of Navarre! With 1,600+ square feet of living space, this home blends classic charm with the comfort of modern updates. Now for the upgrades. All major systems have been updated(dates are below), the windows and backdoor have been replaced with hurricane-rated impact glass, no need to haul out the hurricane shutters, and the attic has been fully insulated. The R30 Batt insulation in the attic provides higher efficiency for all heating and cooling throughout. The insulation extends to the garage, which also includes a mini-split system installed in 2024 to provide a temperature-controlled space for projects, working out, or storage. The only thing left to do is move in! Inside, you'll find tall ceilings, recessed lighting, and a bright, open floor plan that makes the space feel instantly welcoming. The kitchen is fully equipped with stainless steel appliances and flows into the living and dining areas, perfect for hosting friends, family dinners, or game-day gatherings. Step outside to enjoy the spacious fenced backyard, complete with a new fire pit ready for evenings under the stars. The current owner had the septic system fully replaced, with the exception of the tank, in 2019 by JLG Septic and it now includes a ground-level clean out. Peace of mind comes easy with hurricane-rated windows (transferable warranty included) and major systems already updated: roof (2022), HVAC (2018), septic (2019), and water heater (2010).
Source: EMERALDCOAST #988417
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.