7935 Welch Ml Ball Ground, GA 30107
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About this home
**WOW! Luxury Upgrades You Simply Won’t Find Anywhere Else – This Home HAS IT ALL!** Located in the Prestigious River Rock Community – Access to the Etowah River! If you’re tired of seeing builder-grade homes, prepare to be blown away! This **EXCEPTIONALLY UPGRADED** property goes far beyond the standard – blending cutting-edge technology, luxurious finishes, and designer touches inside and out. **Interior Upgrades Include:** - Pre-wired whole-home speaker system and home theater wiring from the garage - Smart home features: 4-camera security system, alarm with smart automation (lights & thermostat), smart locks, MyQ smart garage opener - WiFi 5 access points throughout for seamless connectivity - USB charging outlets in all bedrooms - Allergen-free carpeting with plush memory foam padding - Soft-close cabinetry with under-cabinet kitchen lighting - Upgraded stainless appliances, including premium stove, refrigerator & built-in drawer microwave - Elegant Sherwin Williams Ultra Paint, upgraded trim, and window casings throughout - Central vacuum system, tankless water heater, and whole-house 3-stage water filtration - High-quality SharkBite waterlines (insurance discount!) - R-15 insulation for improved energy efficiency - Classic plantation shutters for style and function **Exterior Features That Wow:** - Fully fenced backyard with Zion sod, Bermuda grass in the front - Irrigation & drainage system for easy maintenance - Expansive 19x22 covered patio featuring: - Relaxing hot tub - Outdoor kitchen with wine fridge - Natural gas line for grilling - Professionally installed landscape lighting & hardscape upgrades - Concrete steps leading to your own private fire pit area **Community Perks:** Located in the desirable River Rock community—enjoy outstanding amenities including: - Pool, clubhouse, tennis courts, playground and bon fire area - Private access to the beautiful Etowah River **This isn’t just a home—it’s a lifestyle.** From advanced tech to luxury finishes to outdoor entertaining dreams, this home offers everything you didn’t know you needed. Homes like this don’t come around often… and definitely don’t last! Schedule your private showing today before it’s gone!
Source: FMLS #7562005
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.