7972 Woods Ln Jonesboro, GA 30236
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About this home
"THE CHANCE SELLS TEAM" is proudly presenting this to you....... Well, in my opinion, a property like this doesn't get any better than this right here!! Your opportunity to own and live in a older, solid brick ranch home, that is well built and has been upgraded big time, sitting on a level landscaped lot, in a very quiet neighborhood, with the best neighbors ever!! Brand new kitchen with shaker style cabinets, granite counters and stainless appliances. Formal dining room and formal living room or this can be an office as well. Oversized Primary Suite with an big walk-in-closet and a second room attached that can be a office or a second huge walk-in-closet. French doors that lead from the master into the screened in porch, that leads to the back deck overlooking the fenced in private backyard. The secondary bedrooms are large size too. Spacious great room with double doors on each side of the fireplace that lead onto the deck and the other onto the screened in porch. New paint, newer flooring, etc. This home has great curb appeal too. I don't like to call it before i list them...... But i think this one is going to go fast at this price!! Give us a call for your easy viewing of this beautiful place today!! Thanks, Chance.
Source: GAMLS #10539164
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.