7980 Parsley Pl Clayton, OH 45315
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About this home
This Pinehurst II Inverness home blends sophisticated style, custom features, and unexpected surprises you’ll truly appreciate. Step inside and be greeted by an impressive soaring ceiling and dramatic stairway. The welcoming Great Room with its gas fireplace flows seamlessly into the open floor plan, where you can look up into the loft area featuring a private bedroom and full bath – with space to expand if desired...that's a surprise! Space is located in the loft area behind the bedroom and the loft wall. The gourmet kitchen is a true showstopper, boasting granite countertops, an abundance of tall cabinetry, a spacious pantry, and an oversized island perfect for entertaining. Just steps away, the dining room offers a warm and inviting place to gather. The main floor primary suite delivers a luxurious retreat with its custom shower and generous walk-in closet. Downstairs, a full unfinished basement with a rough-plumbed full bath offers endless possibilities for additional living space, recreation, or storage. The laundry is on the first floor. Love outdoor living? The 30' x 30' concrete patio is ideal for entertaining and relaxing with friends and family. Tour the ponds and enjoy the trails. Come see all the possibilities waiting for you!
Source: DAYTON #944156
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.