80 Slow Ln Whittier, NC 28789
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About this home
Escape to Your Private Mountain Retreat! Welcome to your piece of Smoky Mountain paradise! Nestled on a generous 1.43-acre lot in the gated Mountain View Estates community in Whittier, this charming log cabin offers the perfect blend of rustic charm and comfortable living. With easy access to Cherokee, Bryson City, and the majestic Great Smoky Mountains National Park, this is an ideal primary residence, vacation rental, or weekend getaway. This mountain gem has three bedrooms, with the main bedroom being on the first level. There are two full baths, one on each floor and a half bath on the first level. It is an authentic log home construction with three fireplaces, including a wood burning one on the screened in porch. If you are looking for outdoor living space, you cannot beat 80 Slow Lane. Many would consider it an entertainer's dream with two attached gazebos and one screened in porch. These will maximize your enjoyment of fresh mountain air. You can spend relaxing evenings free from insects on the spacious screened-in porch. With the wood burning fireplace, you can use the screened in porch year round. It is perfect for enjoying your morning coffee or a quiet dinner. Unique to this property are two beautifully crafted gazebos seamlessly attached to the home's exterior deck and porch system, providing separate, covered outdoor rooms for grilling, dining, or simply relaxing with a book. The gazebo off the main bedroom is wired for a hot tub. When you are ready to step inside, you will experience a welcoming and cozy atmosphere. Enjoy the warmth of real log walls, hardwood and tile floors, and classic mountain finishes throughout the 1,546 square feet of living space. The living area features a charming fireplace, creating a focal point for cozy evenings. A third fireplace can be found in the main bedroom. You are approximately a 15 minute drive to Cherokee, home to Harrah's Casino and the rich culture of the Qualla Boundary. Drive approximately 20 minutes west to Bryson City, known as the "Outdoor Capital of the Great Smoky Mountains," offering whitewater rafting, fly fishing, and access to the Great Smoky Mountains Railroad. You are within close proximity to hiking trails, fishing spots on the Tuckasegee River, and all the natural beauty Western North Carolina has to offer. This is more than a home; it's a lifestyle. Don't miss the opportunity to own this exceptional log cabin retreat with its incredible outdoor amenities. Schedule your private showing today!
Source: CANOPYMLS #4307656
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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