8002 Sorrento Way Highland, CA 92346
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About this home
Welcome to this stunning 4-bedroom, 3.5-bath home built in 2023, perfectly located on a peaceful cul-de-sac. This contemporary residence features a Next Gen suite complete with its own private entrance, kitchenette and bathroom ideal for multi-generational living, guests, or an income opportunity. Inside, you’ll find an open floor plan filled with natural light and modern finishes. The gourmet kitchen flows seamlessly into the dining and living spaces, creating the perfect setting for entertaining. Upstairs, the spacious primary suite offers a serene retreat while two additional bedrooms provide plenty of room for family and guests. The upstairs laundry room is very convenient as well. The backyard is beautifully landscaped with low-maintenance turf and stylish rockscape, giving you a private outdoor oasis without the upkeep. Paid-off solar panels ensure energy efficiency and long-term savings, while the two-car garage adds convenience and storage. House is equipped with the Taexx pest control system. Residents will love the community amenities, including a sparkling HOA pool and park just steps away. With its prime location, modern design, and versatile Next Gen suite, this home offers the perfect blend of comfort, style, and functionality. Don't miss your chance to own this exceptional home that checks all the boxes for modern living.
Source: CRMLS #SW25227391
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.