8005 Wynbrook Ln Mechanicsville, VA 23111
Your savings
About this home
Welcome to 8005 Wynbrook Ln, Mechanicsville, VA 23111 This isn’t just a house, it’s a home designed for gathering, relaxing, and making memories. Step inside and you’re immediately greeted by a bright, open floor plan with gleaming hardwood floors flowing throughout. The brand-new kitchen is the heart of the home, featuring crisp white cabinetry, quartz countertops, and high-end finishes that make cooking and entertaining a joy. On one side of the home, you’ll find a private Primary Suite retreat complete with a walk-in closet and a spa-like bathroom boasting a double vanity and a large tiled shower. On the opposite side, three spacious bedrooms and two beautifully updated full bathrooms create the perfect setup for family, guests, or even a home office. When it’s time to unwind, you can choose between the cozy Florida room filled with natural light or the expansive newly finished deck overlooking a flat, partially fenced backyard—ideal for kids, pets, or simply enjoying an evening outdoors. The timeless all-brick exterior and inviting curb appeal give this home classic charm, while the new HVAC and modern renovations provide peace of mind. And the location? Just minutes from highways, shopping, restaurants, and grocery stores—everything you need is right at your fingertips. A home that checks every box: stylish updates, thoughtful layout, unbeatable convenience, and located in a highly desirable neigbourhood.
Source: CENTRALVIRGINIA #2523591
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.