801 Rosehaven Dr Altus, OK 73521
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About this home
Welcome to 801 Rosehaven! This freshly painted 2,500 sq. ft., 3-bedroom, 2-bathroom home sits on a .309-acre corner lot with an oversized driveway. Inside, you’ll find cathedral ceilings, abundant natural light from large windows, and a cozy gas fireplace in the living room. The kitchen features granite countertops, abundant cabinetry, an island with storage and breakfast bar, plus stainless steel appliances—including a refrigerator, dishwasher, microwave, wine cooler, built-in stovetop, wall oven, and warming oven. Both the kitchen and dining room open with double doors to the expansive backyard, perfect for indoor-outdoor living. The split floor plan includes a fully tiled primary suite with its own private door to the backyard, large walk-in closets, a tiled shower, jetted tub, and dual sinks. The second fully tiled bathroom also includes a jetted tub and serves the additional bedrooms. Two bedrooms feature lush carpet, while wood plank flooring runs throughout the rest of the home. Additional upgrades include a new HVAC system installed in 2022. Step outside to enjoy a backyard with a covered patio, pergola, plenty of space for entertaining, and a privacy fence. A security system stays with the home for added peace of mind. *Some photos are virtually staged
Source: MLSOK #1186328
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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