8011 Horicon Point Dr Millersville, MD 21108
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About this home
Welcome to this timeless brick colonial masterpiece in the sought-after Shipleys Retreat community, where architectural elegance meets luxurious modern living! Built by Winchester Homes, this stunning 5-bedroom, 5-bath residence offers an impressive 5,156 square feet of meticulously designed living space across three levels, including a finished walkout basement. The home’s exceptional condition and thoughtful upgrades create an atmosphere of refined sophistication throughout. The main level welcomes you with soaring two-story ceilings and gleaming hardwood floors that flow through the gracious formal living and dining spaces. At the heart of the home, the gourmet kitchen impresses with upgraded countertops, a six-burner cooktop, double ovens, a center island, and stainless steel appliances including a built-in refrigerator and ice maker. The adjoining eat-in area offers the perfect space for casual dining, while the kitchen opens seamlessly to the impressive family room, creating an ideal layout for both everyday living and entertaining. Additional main-level highlights include a formal dining room with crown molding and chair rail, a dedicated office, main-level laundry, and French doors that enhance the open flow between spaces. Upstairs, the luxurious primary suite serves as a serene retreat, complete with a spa-inspired bath featuring a new frameless shower and generous walk-in closets. Three additional well-appointed bedrooms and two full bathrooms—each updated with bidets—provide comfort and flexibility for family or guests. Throughout the home, nine-foot-plus ceilings, recessed lighting, ceiling fans, and custom millwork elevate the sense of space and style. The fully finished walkout basement expands your living area with approximately 1,600 square feet of versatile space, featuring a huge recreation room, wet bar, bonus bedroom, home gym, and media room—perfect for entertaining or relaxing. Outside, the professionally landscaped 0.34-acre lot offers extraordinary outdoor living with an expansive custom patio, built-in barbecue, extensive hardscaping, exterior lighting, and a new vinyl privacy fence providing both beauty and seclusion. An underground sprinkler system ensures the grounds remain lush and low-maintenance, while the new roof with architectural shingles adds peace of mind and curb appeal. Additional features include an attached two-car garage, multiple zones of forced-air gas heating, central air conditioning, and energy-efficient upgrades such as an air cleaner and humidifier for year-round comfort. Located in the desirable Shipleys Retreat community, residents enjoy access to common grounds, a scenic lake, and jogging paths. Conveniently positioned near shopping, dining, schools, and major commuter routes, this exceptional property offers the perfect blend of luxury, location, and lifestyle. With its impeccable condition, premium finishes, and thoughtful recent updates, 8011 Horicon Point Drive is a truly special home that’s move-in ready for its next chapter.
Source: BRIGHT #MDAA2129430
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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