8013 Sergeant Pepper Dr Howey In The Hills, FL 34737
Your savings
About this home
Experience peaceful country living on 3.2 acres with this spacious double-wide manufactured home! Built just five years ago, this **modern retreat offers comfort, functionality, and ample outdoor space. Relax on the expansive 50x20 screened-in deck, perfect for entertaining or enjoying quiet evenings. Take a refreshing dip in the above-ground pool with a sand filter, while the irrigation system keeps your property lush year-round. A brand-new roof with agricultural shingles adds durability and peace of mind. Need extra storage? The 18x20 shed provides plenty of space for tools, equipment, or hobbies. The property is also equipped with two 30 and 50-amp breakers for RVs, a dedicated RV dump station, power, and water hook-ups, making it a fantastic option for travelers and guests. With no HOA, enjoy the freedom to personalize your space, and take advantage of acreage that allows for a second dwelling —perfect for expansion or investment opportunities. Conveniently located just minutes from Lake Harris, offering easy access to boating, fishing, and outdoor recreation. This rare opportunity won't last—schedule your showing today!
Source: STELLAR #O6311808
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.