8025 Inistork Dr Dublin, OH 43017
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About this home
Nestled on a large corner lot in the sought-after Donegal Cliffs subdivision. Only the second time this custom-built home has ever changed hands... a testament to how hard it is to leave. The picturesque yard, filled with mature trees, provides privacy complete with an irrigation system and brand new deck. Step inside to the beautiful open floor plan, featuring vaulted foyer and spacious great room. Perfect views of the scenic backyard from the sun drenched eat-in kitchen, featuring custom Yoder cabinets, a walk-in pantry, and newer appliances. Plenty of room for entertaining in the formal dining room. Highly desired first floor primary suite with jetted tub and two walk-in closets. Convenient first floor laundry room provides everything you need on the first story of the home. Just halfway up the steps, on the first landing, enjoy the private office with views of the neighborhood. Continue upstairs to enjoy extra living space in the loft, in addition to 2 large bedrooms with walk-in closets, and another full bath. Finished lower level with large windows providing plenty of light, a half bath, and custom heighten ceiling to practice your golf swing. Upgrades include new Anderson sliding doors, AC (2020), hot water heater (2021), updated appliances, new carpet in upstairs bedrooms, new deck. One look inside this beloved, custom-built home in the heart of Dublin and you'll never want to leave.
Source: COLUMBUSOH #225024842
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.