8029 NW 15th St Oklahoma City, OK 73127
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About this home
This beautifully updated Tudor-inspired estate sits on over half an acre in Northwest Oklahoma City, offering 5 bedrooms, 3 and one half bathrooms, and multiple living spaces designed for both comfort and sophistication. A grand entry welcomes you through imported European double front doors, revealing soaring ceilings, custom wood details, and hand-stamped fabric wallpaper from India that adds texture and elegance. The spacious main living area is anchored by a striking fireplace, creating a warm focal point for gatherings and entertaining. The main-floor primary suite is a true retreat, featuring dual walk-in closets, a spa-like bathroom with a quartz rockwall, and its own private fireplace for added ambiance. Upstairs, you'll find new carpet, additional bedrooms, a large bonus/game room with balcony access, and a library complete with a third fireplace—perfect for quiet evenings or a cozy workspace. Recent upgrades include:new roof (2022),new furnace,upgraded extra-large water heaters,8-zone sprinkler system, new carpet upstairs, resurfaced pool with premium tile coping and plaster The backyard is a private oasis with a sparkling pool and plenty of room to relax or entertain. Located in the Putnam City School District and just minutes from Lake Overholser, this home offers easy access to recreation, highways, shopping, and dining. A rare opportunity to own a residence that combines timeless charm with modern amenities in a prime OKC location.
Source: MLSOK #1176734
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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