8029 Sabal St Mckinney, TX 75071
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About this home
Better than new and designed for modern living! Built in 2023, this stunning home in the sought-after Preserve at Honey Creek offers a spacious, light-filled layout perfect for both entertaining and everyday comfort. Step inside to soaring 12-ft ceilings, abundant natural light from oversized windows, and an open-concept design with recessed lighting throughout. The chef’s kitchen is a true showstopper, featuring a large quartz island, stainless steel appliances, subway tile backsplash, soft-close light gray cabinetry with black hardware, and a walk-in pantry. An eat-in breakfast nook makes this space both stylish and functional. The primary suite is a retreat with large windows, a generous walk-in closet, and a spa-inspired bath with a separate shower and plumbing ready for the soaking tub of your dreams. All bedrooms are conveniently located on the first floor with 2 full baths and a half bath downstairs, while upstairs boasts a spacious game room and an additional half bath—the perfect setup for family and guests. Step outside to your own backyard oasis! Enjoy an oversized lot complete with a built-in grill and private hot tub (included with the home!)—ideal for relaxing evenings and weekend gatherings. Living in The Preserve at Honey Creek means access to incredible resort-style amenities, including a lazy river, sparkling community pool, and playground—all designed for fun, connection, and easy weekends close to home. Located in a prime spot, this home is close to shopping, dining, and top-rated schools, adding convenience to everyday life. This property is also a fantastic opportunity for investors—HOA allows immediate rentals, making it ideal for generating instant income!
Source: NTREIS #21077812
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.