804 Pineview Pl Middle River, MD 21220
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About this home
**JUST LISTED**Welcome to 804 Pineview Place! This stunning property sits on a spacious corner lot and offers double driveways, a carport, and massive 4-car garage-perfect for car enthusiasts, hobbies, or a dream workshop as well as upper level storage. Inside this classic red-brick rancher, you'll find a warm and inviting living room featuring a beautiful bay window that fills the space with natural light, along with a cozy pellet stove for chilly evenings. The dining room, surrounded by windows, flows seamlessly into the kitchen, creating an open layout ideal for everyday living and entertaining. The large, well-appointed kitchen boasts ample cabinet and counter space, granite countertops, Jenn-Air range, recessed wall oven and microwave, and even room for a coffee station. The entry room doubles as the laundry area. A convenient pantry is tucked behind the kitchen. This home offers two generously sized bedrooms and two full baths, including a private en suite in the primary bedroom. The expansive lower level provides endless possibilities-whether you envision a workout room, movie room, or family gathering space. The attic features a convenient pull-down attic stair. Step out to the sunporch for year-round relaxation, or head to the backyard-the true showstopper of this home. The fenced yard features a sparkling 18'x36' in-ground pool surrounded by an upgraded patio area that is specially coated with a lifetime transferrable guarantee, plus a gazebo that provides shade and the perfect setting for summer entertaining as well as a large double-door shed with electric and lights. The oversized 4-car garage is a dream come true, offering a dedicated bathroom, separate electric panel, and plenty of space for multiple vehicles, projects, or a full workshop setup, and includes a pull-down attic stair. Updates include roof (2018), pool liner with Pentair Quad DE filter and pump (2018), water heater (2018), fuel oil tank (2019), and backyard concrete (2023) with polyurea basecoat and polyaspartic topcoat (2024). Do not miss the chance to own this unique property that combines classic charm, modern updates, and incredible outdoor living! (*This lot of 2 parcels is a combined 18,750 square feet (.43 acre). The tax record acreage is inaccurate.*)
Source: BRIGHT #MDBC2139268
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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