805 Nottingham St Orlando, FL 32803
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About this home
One or more photo(s) has been virtually staged. Coveted Orwin Manor uniquely positioned between the charm of College Park and the luxury of Park Avenue offers one of its best for you today. Step into a home that feels like it was lifted from a Thomas Kinkade painting—where light dances across tree-lined streets, neighbors wave from their porches, and the mailman strolls by with letters delivered by hand. Behind its classic charm, this residence has been thoughtfully reimagined with modern upgrades that bring everyday living to a new level of comfort and style. NEW ROOF, NEW A/C, PLUMBING and ELECTRICAL - all updated and upgraded... just read on.. Inside, refinished original WHITE OAK floors, 5-inch baseboards, CROWN MOLDING, and custom carpentry details create TIMELESS WARMTH in the remodeled Kitchen and Living area. RECESSED LIGHTING and tamper-resistant outlets ensure both elegance and peace of mind. The chef’s kitchen shines with QUARTZ countertops seamlessly blending into the backsplash from the same material. LG stainless steel appliances, a five-burner range, and soft-close pullout cabinetry—perfect for entertaining or enjoying quiet family meals. Both bathrooms have been thoughtfully remodeled with sleek vanities, ceiling-height wainscot, elongated toilets, and a Schluter shower pan system, supported by brand-new PVC plumbing for peace of mind. Safety and efficiency are at the forefront with updated electrical systems, three panels, recessed lighting, modern fixtures, and double-pane warranty windows filling the home with natural light. Updated electrical systems, three new panels, carbon monoxide and smoke alarms, and new bathroom vents provide safety and efficiency throughout the home. Double-pane warranty windows invite in abundant natural light while keeping the indoors serene and energy efficient. Beyond the walls, practicality meets convenience with a brand-new garage door, four storage closets, and a thoughtful blend of preserved character and modern design touches. HUGE BACK YARD is pet-friendly and has space for anything you can imagine, kids playground, gardening or just relaxing. Perfect balance between classic character and modern comfort with the best of Central Florida right at your doorstep.
Source: STELLAR #O6337482
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.