8055 Sorrento Ln Naples, FL 34114
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About this home
JUST REDUCED THIS incredibly maintained three bedrooms/three bath Cayman townhome located in the gated community of VeronaWalk. The attention to detail is evident throughout and upgrades are all in place. This home is move in ready. A centrally located kitchen with white 42” Shaker cabinetry and designer backsplash is equipped with a new Kohler stainless sink and Frigidaire Gallery smudge proof, stainless appliance package. The induction range offers convection/air-fry abilities. Tasteful paint shades blend beautifully with the LVP and tile flooring. Bedrooms are carpeted. Each bedroom has an ensuite bath and spacious walk-in closet. The second floor laundry houses a full size Samsung washer/dryer duo. Mechanicals include a newer A/C and hot water heater. Electrical and plumbing upgrades have been put in place. Contemporary lighting fixtures and fans have been added both in and out. The exterior of the home was recently painted, gutters installed and a French drain system keeps the home extra dry. Your paver patio oasis has a SunGard No-Seeum screen enclosure surrounding it and connects to a detached two car garage. Accordion and electric shutters, generator outlets, as well as a hurricane rated (2024) garage door keep you storm prepared. This townhome has been placed in FEMA Zone X requiring no flood insurance.
Source: FORTMYERS #225054374
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.