806 Moorhen Way Crestview, FL 32539
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About this home
PRICE REDUCTION! MAKE AN OFFER! This home is one of the ONLY Rider floor plans available in the neighborhood, making it a unique opportunity you won't want to miss! The custom closet organizers in both his and hers closets will transform even the most chaotic wardrobe into an organized haven.BRAND-NEW SECURITY SYSTEM JUST INSTALLED ($600 Panel). Discover your dream home in beautiful South Crestview! This stunning brick residence features granite countertops, a large island, a deep country pantry, and elegant wood slat blinds that add a touch of sophistication to each room. Enjoy year-round comfort with a brand-new HVAC system, installed in 2024, and step outside to the 22-foot-long covered patio--a rare find in this area, perfect for relaxing or entertaining. Conveniently located near military bases, shopping, restaurants, and more, this home offers an unbeatable lifestyle. Imagine weekends spent lounging by the expansive community pool, grilling at the picturesque pavilion, or strolling along the nature trails. Don't forget the fenced dog parksbecause your furry friends deserve luxury too! This property comes complete with a smart refrigerator with a window, and the washer and dryer convey, making your move seamless. Why settle for ordinary when you can live in a home that's truly extraordinary? This isn't just a houseit's your future home. Make the smart choice and let this Crestview gem be the foundation for your family's next chapter. Welcome home!
Source: EMERALDCOAST #982063
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.