806 W 114th Ave Tampa, FL 33612
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About this home
*** FOREST-HILLS BEAUTY *** Come see this Fully Re-Modeled Home. Fresh Exterior Paint. Newer A/C, New Double Paned Windows. ENTERING THE HOME, you'll Notice, Grey Engineered Wood Laminate Flooring thru out. Freshly Painted interior. New Kitchen with Breakfast Nook. Beautiful Upgraded Granite Counter-Tops w/wht Hardwood Cabinets. (THE CHEF IN THE FAMILY WILL LOVE). THE FLOOR PLAN has A Formal Living Room w/ a Large Bonus Family Room that is 17' x 13' Where all the Entertaining happens. This Room has its own A/C unit and a Wood-Burning Fire Place. This Room also has a French Door that leads out to a Covered Screened Patio w/ 2 Exit Doors to the yard. The Whole Back Yard is surrounded by a Metal Plank Fence. (Very Private). This Fencing has 2 Double Gated Opening on Both side of the home. E-Z for Vehicles or a Boat to be Stored. On the East Side of the Back Yard. is a Detached, 1 Car-Carport with a Lockable work shop for Mr.Fix-It. Plenty of Storage in there w/Loft Storage and a Work-Bench, Another Locable Shed is also in the Back Yard. Even a Well is avaiable for Plants, Car . Cleaning or any other water-use needs you may have. The Primary Bedrm has a 1/2 Bath w/its own Vanity. Truely a Super Cute. Well-Kept Home. The 1 Car Garage has a New Garage Door w/Opener and the LaundryRoom/Utility Room adjoins the Garage as well. This Location is Right off N Blvd and just S. of Country Club. GET $10,000 ASSISTANCE TO BUY!!!! State of Fl. Bond Money. Call Ron for Details. Great Starter or for that couple that wants to Have a Great Place to Retire. You've Got to See. VACANT. GET UP TO $40,000 CITY OF TAMPA HOUSING & COMMUNITY DEVELOPMENT FUNDING. TO HELP YOU BUY THIS HOME. Call Ron.
Source: STELLAR #TB8428326
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.