8065 Resin Rd Murrells Inlet, SC 29576
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About this home
Financing incentive offered - ask for details. Welcome to the highly sought-after community of Pines of St. James in Murrells Inlet, where comfort, convenience, and charm come together in a location that puts you close to everything the area has to offer. This inviting home features a one-car garage, a widened driveway for extra parking, and a welcoming front porch perfect for enjoying quiet mornings or greeting guests. Inside, the spacious living room offers a vaulted ceiling that enhances the open feel of the home. The large kitchen is a true highlight, featuring tile flooring, two-tone painted cabinetry, a built-in display cabinet, a pantry, and direct access to the backyard for effortless indoor-outdoor living. Step outside to the fenced yard with two patio pads ideal for grilling, relaxing, or soaking in the surroundings. The master bedroom offers a private retreat with its own bathroom and walk-in closet. Two additional bedrooms and a second full bathroom provide plenty of space for family, guests, or a home office. Located in St. James school district. Your address, located just off of Highway 707, provides you with close proximity to all the attractions and amenities of Murrells Inlet and Myrtle Beach including fine dining, world-class entertainment and ample shopping experiences along the Grand Strand. Easy access to Highways 31, 17 Bypass, 17 Business, and 501 will quickly route you to Murrells Inlet, Surfside Beach, Conway and the entire Grand Strand. Rest easy knowing you are only a short drive from medical centers, doctors’ offices, pharmacies, banks, post offices, and grocery stores. HOA information has been provided to the best of our ability. All information should be verified and approved by the buyer. Square footage is approximate and not guaranteed. Buyer is responsible for verification.
Source: MYRTLEBEACH #2524499
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.