807 Harmony Way Centreville, MD 21617
Your savings
About this home
Welcome to 807 Harmony Way in the premier 55+ Active Adult Community in Queen Anne's County. This truly one of a kind Vivaldi with Loft model is awaiting it's lucky next owner. From the moment you arrive at this beautiful 4 bedroom 3 full bath home, you can't help buy notice the the updates and upgrades that the current owners have thoughtfully added to this home. To start, you must look up and notice the new architectural roof that was installed in 2022. As you enter the home, you can't help but notice the unbelievably beautiful hardwood floors that run throughout the home. Your eyes will be drawn to the rear feature wall of the home and the windows that run just about from floor to ceiling allowing in an abundant amount of natural light. To the right as you enter, you'll find the front office or 3rd bedroom on the main level. Proceeding down the hall to the right, you'll notice the 2nd bedroom and 2nd full bath, along with the laundry room and entrance to the garage. The most gourmet Chef in this home will fall in love with the kitchen that was upgraded in 2022 with Quartz counters, new backsplash and Bosch stainless appliances including a Bosch Kitchen Range dual fuel unit - gas cooktop, electric oven. The master suite with trey ceilings, master bath with soaking tub, split vanity sinks and a walk-in shower complete the main level of the home. You won't want to miss a tour of the upper level of this home. It is truly unique and one of a kind in Symphony Village. The upper level includes a large seating area that overlooks the first level. The 4th bedroom and 3rd full bath are also located on the upper level. Now for the bonus that has made this home unique... the upper level has been redesigned to include an additional storage room complete with another interior closet/storage area that passes through to the finished, heated and cooled sky basement over the garage. The complete finished sky basement can be accessed through either the garage or from the upper level of the home. This is truly one of a kind home and must be seen to appreciate. There is a assumable mortgage on the home. Sellers have included a 1 year home warranty.
Source: BRIGHT #MDQA2015216
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.