808 Soft Pine Ct New Smyrna Beach, FL 32168
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About this home
Amazing Lakefront Retreat in New Smyrna Beach Welcome to 808 Soft Pine Court, a beautifully upgraded 3-bedroom, 2-bath single-family home tucked away on a quiet cul-de-sac in the heart of New Smyrna Beach just four miles from the ocean! This serene lakefront retreat offers modern elegance, peaceful surroundings, and the perfect blend of indoor-outdoor living. Step inside to find soaring ceilings, 100% waterproof luxury vinyl plank flooring, and custom craftsman-style finishes throughout. Plantation shutters, integrated LED lighting, and remote-controlled ceiling fans enhance the polished coastal feel. The open layout offers flexibility, with the third bedroom currently used as an office or flex space. The showpiece kitchen was fully remodeled with both design and functionality in mind. It features crisp white shaker cabinetry with pull-out shelving, quartz countertops, and a striking 8x4 bamboo island that anchors the space. Enjoy a dedicated dry bar and premium stainless-steel appliances, including a Bosch dishwasher, Frigidaire Gallery oven with built-in air fryer, microwave, and a four-door refrigerator. Under- and over-cabinet LED lighting adds a sophisticated glow, creating a perfect environment for cooking and entertaining. From the main living areas and primary suite, take in breathtaking lake views through upgraded hurricane-impact windows and sliders. Step out to the screened lanai—built with reinforced screening and accessed through its own sliders—ideal for morning coffee or evening relaxation. Beyond the lanai, a large pergola with a new sun sail and string lighting extends your living space outdoors, perfect for gatherings under Florida’s colorful sunsets. Additional highlights include a Generac whole-home generator, finished garage with rubber flooring and attic access, Samsung washer/dryer, 2025 smart thermostat, full irrigation system, landscape lighting, and an attached storage shed. Located in a peaceful, family-friendly community offering a sparkling pool, this home combines tranquility with convenience—just minutes from the beach, shopping, dining, and entertainment. Whether you’re searching for a full-time residence or a vacation getaway, this move-in-ready lakefront gem invites you to experience the best of Florida coastal living.
Source: STELLAR #O6355550
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.