8089 Moormont Rd Rapidan, VA 22733
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About this home
Mountain Views Meet Modern Comfort – A Peaceful Retreat Minutes from Town Welcome to 8089 Moormont Road, a stunning 5,219 sq. ft. A-frame chalet nestled on 3.42 private acres with breathtaking, panoramic mountain views. Designed for those craving peace without isolation, this home offers mountain serenity and modern convenience—just minutes from town. Perfectly situated between the charming, Hallmark-style town of Orange and the vibrant energy of Culpeper, enjoy quiet country living with easy access to everyday essentials. Only 10 minutes to Orange for boutique shopping, horse races, and community events like “Music in the Park.” Just 20 minutes to Culpeper for Target, dining, and wineries. High-speed fiber internet (1 GB) ensures reliable connectivity for remote work, streaming, and more. Main Level – Vaulted great room with open layout and expansive windows, spacious kitchen with new stainless-steel appliances, dining area framed by mountain-view casement windows, and a cozy living room with stone fireplace. A flexible playroom or family room offers extra space, while the primary suite features drop-ceiling lighting, a spa-style bath, and walk-in closet. Convenient main-level laundry and half bath. Upper Level – Three bedrooms, two with new sliding glass doors opening to refinished balconies, plus an oversized room with four closets and a window seat. Updated lighting and a full bath complete this level. Lower Level – Home gym or bonus space, movie lounge with custom French Provincial bar and Tiffany fixture, encapsulated crawl space, workshop, and walk-out recreation room perfect for a pool or ping-pong table. Highlights • 5,219 sq. ft. | 3 levels | 4 bedrooms | 2.5 baths • 3.42 private acres with year-round mountain views • Vaulted A-frame architecture with abundant natural light • Multiple decks and balconies for outdoor enjoyment • Fiber internet (1 GB download) for seamless work and streaming Major Updates Include • 4 new sliding glass doors and refinished balconies • All new stainless-steel kitchen appliances • New HVAC systems • New well pump, wiring, and main water line • Newly insulated and air-sealed attic • Updated lighting, carpets, and flooring • Crawlspace encapsulation, sump pump, and dehumidifier (See full list in the Documents section—too many to list!) The Best of Both Worlds A mountain-view retreat close to top schools, small-town charm, and modern amenities. Whether you’re raising a family, working remotely, or simply seeking space to breathe, 8089 Moormont Road offers the perfect blend of privacy, beauty, and connection—a Virginia sanctuary that truly has it all.
Source: BRIGHT #VAOR2012562
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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